About us

We’ve been looking after families and business owners since 1982. Providing expert financial advice, planning for the future and handpicking the best investments for growth.

We started out with a simple philosophy, to look after and invest our clients’ hard-earned money as if it was our own. Offering an excellent independent and impartial service that we would want to receive ourselves.

What this means is that we only act in your best interests and carefully select the funds for your investment portfolio, so that you can be comfortable and confident with where your money is being invested.

Over the past 40 years, our tried-and-tested approach for constantly monitoring the market and handpicking investments has meant our clients’ portfolios regularly outperform market comparisons.

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“My parents gave me a lump sum a few years ago which they wanted me to put away for my future…”

Sam B

“My aunt passed away leaving my sister and I as executors of her estate…”

Rael G

“Due to ill health I needed to access my pension funds much earlier than the standard retirement age as I had been unable to work for some time…”

Paul O

“My husband and I separated last year and we needed help to work through all the financial issues…”

Gill B

Meet your team

We’ll always put your financial wellbeing first and foremost. We’re constantly looking out for you and your family, scanning the ever-changing market to make sure you’re a step ahead.

Stephen Goldman

Managing Director

Stephen provides expert financial planning and advice in a language you’ll understand. He’s on hand to help plan for the future, navigate life-changes and maximise the growth of investments.

Before running AM&A, Stephen worked for HSBC combining relationship and wealth management for ultra-high net worth clients within HSBC Premier in London. He joined AM&A in 2014 and became Managing Director in 2017.

Stephen has a Diploma in Financial Planning (DipPFS) and is a qualified member of the Personal Finance Society.

Stephen is an avid (and long-suffering) Sunderland football supporter and involved in a number of charitable activities in the local community. He is married to Deborah, our Practice Manager, and they have 3 children.

David Marks

Head of Investments

David has been continuously involved in the Financial Services industry since 1978 and many of his clients have been with us ever since.

As the original founder of AM&A in 1982, David manages our in-house investment proposition which he established in 2008. He continually monitors the financial market and handpicks the best funds for our clients’ investment portfolios. His unique approach to modelling risk and creating bespoke portfolios has helped clients’ assets to continuously grow and outperform the market.

When not following Chelsea Football Club around the UK and Europe, David’s other hobbies include overseas travel, going on long cliff top walks with his dog Ossie, and listening to opera and classical music. He also finds time to spend with his growing family – wife Amanda, 3 sons and 3 grandchildren to date!

Deborah Goldman

Practice Manager

Deborah joined AM&A in 2014 and is instrumental in ensuring that our clients receive an excellent service. As a business professional with over 20 years’ experience, she makes sure that the office runs efficiently and our clients are well looked after.

In her spare time, when she is not looking after her 3 children, Deborah is a keen runner and enjoys baking, particularly novelty cakes!

How we work

Our 4 simple steps to delivering an excellent service:

1 Fact Finding

We first get to know you and your goals and understand the level of risk that you are comfortable with.

2 Planning

We will propose a plan of how to structure your affairs.

3 Investing

Once you are happy with the approach, we will select the best combination of investments for you.

4 Tracking

Having invested wisely, we will continually monitor your portfolio, update you on performance and recommend opportunities to maximise your return.

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