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AM&A Blog

Autumn Statement 2016: all change for the Chancellor

24th November 2016

The UK has experienced plenty of political upheaval this year with the EU referendum followed by a change of leadership. The Chancellor, Philip Hammond, delivered his first Autumn Statement on 23 November - which also turned out to be his last. His surprise announcement was that after two Budgets in 2017, from 2018 onwards we will have a Spring Statement and an Autumn Budget.

Should I consider a transfer from my Final Salary Pension Scheme?

26th July 2016

The recent fall in interest rates and gilt yields is boosting some pension transfer values.

The pension freedoms introduced last year allowed pension savers full access to their pots from the age of 55. Not everyone has access to these freedoms though. The exceptions are holders of final salary (defined benefit) schemes, which pay out an income for life rather than being a pot of savings. Many final salary scheme holders feel, rightly or wrongly, that they are missing out.

Brexit: the deed is done, now what?

24th June 2016

How does the vote to leave the EU affect my savings, investments & pensions?

The outcome of the Referendum confounded the predictions of the opinion polls, the bookies and the markets. All three ended the working day on 23 June with the assumption that the Remain side would win, albeit by a small margin.

ISA Simplification?

16th May 2016

Following the recent budget, we are now looking at six different versions of ISA so it seems like a good time to take stock of what is available.

Another investment quarter passes

8th April 2016

The first quarter of the year is over. For all the excitement over the last three months, from end to end, not much happened.

Do you remember back to the first half of February, when markets were full of doom and gloom and the FTSE was threatening to drop below 5,500 and the Dow Jones below 15,000? It has been a rollercoaster of a quarter, but the overall movement in the UK and US markets has been small, as the table below shows.

Keep an eye on your cash

14th March 2016

Between December 2015 and January 2016, overall prices as measured by the Consumer Prices Index (CPI) fell by 0.8%. However, prices normally fall between Christmas and the New Year as the sales get under way and the festive travel price hikes are unwound. The latest turn of year drop was 0.1% smaller than that between 2014 and 2015, with the result that annual inflation nudged up by 0.1% to 0.3%, the highest since January 2015.